Software Engineer II

Octane is unlocking the power of financial products for merchants and consumers. Our cutting-edge technology and innovative financial products empower businesses with more control and flexibility, enabling them to deliver seamless digital experiences, drive customer loyalty, and build long-term value.

Octane supports merchants throughout the sales cycle: connecting dealerships with high-intent buyers, driving transparent, fast, and easy closings with award-winning technology, and providing on-going customer care with superior loan servicing.

Founded in 2014, Octane supports over 60 OEM partner brands and over 4,000 dealer partners, and has a team of over 600. Visit

We are looking for a Full Stack Software Engineer II to drive key capabilities across our loan servicing ecosystem. In this role, you will build features that govern the entire post-funding loan lifecycle, collaborating with a cross-functional engineering team to develop reliable APIs, data-integrity safeguards, and intuitive user interfaces using Python, Django, PostgreSQL, and React. This position requires high standards for correctness and test coverage—turning complex business logic into resilient software that ensures accurate payment flows and seamless customer operations.

Responsibilities:

• Contribute to the design and architecture of scalable, maintainable, and high-performance software systems.
• Write clean, efficient code and leverage AI-assisted development tools to accelerate delivery across the software development lifecycle.
• Ensure system reliability and prevent regressions by implementing automated test suites and validating core functionality.
• Participate in code reviews, optimize existing codebase performance, and resolve complex software bugs.
• Collaborate with teammates and internal teams to improve products.
• Work cross-functionally with internal teams to refine product features and guide junior engineers in adopting industry best practices.
• Use AI-assisted development to accelerate the pace of the software development lifecycle.

Requirements:

• Bachelor’s degree in Computer Science or a related field (preferred) with3 - 5 years of full-stack software development experience.
• Strong proficiency in modern general-purpose languages, with primary expertise in Python, Java, JavaScript, C#, or Node.js.
• Proven background in designing, architecting, and implementing scalable end-to-end technical solutions.
• Hands-on experience with major cloud platforms (AWS, GCP, or Azure) and Infrastructure as Code tools like Terraform.
• Practical knowledge of containerization technologies, including Docker and Kubernetes.
• Advanced SQL capabilities with deep experience working with relational database engines (PostgreSQL, MySQL, Oracle, DB2, etc.).
• Expertise in Git-based repository workflows (GitHub, Bitbucket, Azure DevOps), active PR participation, and thorough code reviews.
• Excellent communication and collaboration skills with a solution-oriented mindset and a desire to take ownership of deliverable outcomes.

Compensation: In addition to salary, Total Rewards include bonus eligibility, a stock option package, and benefits as outlined below. The role described above offers a base salary of $105,000 to $135,000 + corporate bonus eligibility. Your offer will be based on location, the alignment of your qualifications with the requirements of the job and internal equity

Benefits:

• Robust Health Care Plans (Medical, Dental & Vision)
• Generous Parental Leave
• Flexible Time Off (FTO) Policy - Time Off When You Need It
• Retirement Plan (401k) with company match!
• Educational Assistance/Tuition Reimbursement up to $3K/year
• Life Insurance (Basic, Voluntary & AD&D)
• Short Term / Long Term Disability
• Robust Ancillary benefits including accident insurance, hospital insurance, etc
• Wellhub (Gympass) Wellness Benefit
• Recreational Safety Benefit

Disclaimer : The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.

Octane Lending is an equal opportunity employer committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment.